Service   more than just a word, it’s our commitment to you. Starting over 100 years ago from our humble beginnings as Newbury State Bank. ULG continues that same tradition of customer service by being a full service mortgage bank. Our goal is to provide a comprehensive selection of competitively priced loan products to our customers through our loan production offices. Our products and services meet the needs of today’s mortgage customers by providing a vast array of products not traditionally available to small community banks. Programs include Conventional, Jumbo, FHA loans, VA loans, 203K loans, Renovation Loans, One-Time Close Construction Loans, State-sponsored Housing Loans, and USDA Rural Development loans.

Our diversified, geographic footprint affords our customers exceptional service. All loans are processed, underwritten, closed and funded locally in each community by an experienced and highly qualified team of mortgage professionals with knowledge of the area.


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Our Mission

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Offer high-quality mortgage services to all customers. The goal is to provide customers with fair mortgage rates at reasonable prices, while keeping our customers informed and educated throughout the process. We will maintain a professional environment that is challenging, rewarding, creative, and respectful of ideas and individuals. We are committed to understanding our customers’ needs and strive to exceed them.

Experience why we are the smart choice for mortgages!